Analysis
Buy Now, Pay Later in 2025: Booming Use Meets Regulatory Reckoning
If you’re running a DTC brand in 2025, BNPL isn’t just another button at checkout—it’s how millions of Americans expect to pay. U.S. shoppers financed $82.4 billion in online purchases using BNPL in 2024, up nearly 10% YoY (Reuters). By August 2025, we’d