Analysis
Buy Now, Pay Later in 2025: Booming Use Meets Regulatory Reckoning
If you’re running a DTC brand in 2025, BNPL isn’t just another button at checkout—it’s how millions of Americans expect to pay. U.S. shoppers financed $82.4 billion in online purchases using BNPL in 2024, up nearly 10% YoY (Reuters). By August 2025, we’d already hit $56.3 billion—well on pace to shatter last year’s record. But here’s what matters for operators: BNPL isn’t just for big splurges anymore. One in five BNPL users now use it for groceries (LinkedIn News), and 30% are financing everyd
Aleena Hassan3 min read
